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Let’s get one thing straight – there is not one single surefire Baccarat strategy guaranteeing you wins. Anyone who claims they have cracked the Baccarat code is either a Trump supporter who yells at kids to get off their lawn or a self-righteous and self-proclaimed “expert” lacking the bankroll to back up him boasting his uncanny skill and technique. And although there’s not really one foolproof strategy per se, considering how much based on the chance the game is, there are some rules you can follow to ensure a pleasant time at the Baccarat table.

How to Play Baccarat – The Rules In a Nutshell

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First and foremost – learn the mechanics of the game. Make sure you know the rules, how the cards are dealt and what their value is. It can be boring learning all the intricacies like when the player stands and when the banker hits but if you’re betting your money, you need to have a complete understanding of what’s going on.
Despite the fancy suited high-rollers we’ve come to associate with Baccarat, it doesn’t take the intellectual prowess and deductive reasoning of a British Secret Service agent to ace it. In fact, this is probably the most straightforward game you can play at a casino. Despite all the prestige surrounding the game, it’s really nothing more than a coin toss, so once you’re familiar with the terms and bets, you’re all good to go. To prep you up for a night at a glitzy land-based casino or a game at an online live table, here’s a crash course on how to play Baccarat.
Baccarat is played at large kidney-shaped tables that can sit 12 players and two dealers, plus a caller. In front of every player, there are two fields – Player and Banker. Each player places their bet before the cards are dealt and chooses whether their wager goes to the Player hand or the Banker hand. There is also a third option – Tie if the Player and Banker’s hands have equal value. The version of Baccarat played at American casinos is called Punto Banco which stands for Player and Banker. After all players have placed their bets, the Player and the Banker are each dealt two cards. The hand that wins is the one that’s closer to a total of 9. So, if the Player hand is 8 and the Banker hand is a 3, the winning one is the Player and all punters at the table who have placed bets on the Player hand, win. If the hands are equal, it’s a loss for everyone who has bet on Player / Banker and a win for all that have bet on a Tie.

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The Good, the Bad and the Player – Baccarat Bets to Make and Avoid

The first step towards winning is to avoid the Tie bet. Not that we don’t like it or anything but if you’re in it to win it, then wagering your money on a bet with a 14-percent house edge is not exactly a surefire winning strategy. Next, you need to know the odds – although it seems pretty straightforward having only two options to bet – either Player or Banker, there are slightly different odds for the two as follows:

• Banker – 45.843%
• Player – 44.615%
• Tie – 9.543%

*There’s also a commission on the Banker bet so make sure you’re familiar with these before placing a wager.

The Banker Bet

With its higher odds, the Banker bet seems like the most reasonable choice when designing a Baccarat winning strategy. Experts will advise you to bet your money on it because it has been estimated that it will win more than 50% of the time – one of the reasons casinos add the 5% commission on it. Despite this being added, it’s still a preferred choice for many players – both newbies and seasoned pros who swear by it. Experts will also recommend that you keep betting on Banker until it loses as it has a better chance for winning streaks and that you wait for at least one bet after a Banker loss before switching to Player.
A good thing to always keep in mind is that hot/cold tables and winning/losing streaks are pure myths born by the gambler’s fallacy that in even odds bets after many consecutive outcomes of the same results, the opposite one is just bound to happen. There’s absolutely no mathematical or any other proof of such co-dependency so we advise that you don’t employ such practices.

*Baccarat Odds

The Player Bet

Although the Banker bet is typically assumed as the better option, it’s a bit different when you’re using a strategy. Considering the commission on the Banker bet, it will be less lucrative when you’re using progressions. Let’s say, you’re playing Martingale – you are doubling your bet after every loss. After four consecutive losses at a 10-unit wager, you’ve lost 150 units (10 + 20 + 40 + 80).
You bet on Banker again and this time you wager 160. Finally, you win and the total payout is 304 units. That’s the 160 stake plus the 160 win, minus the 5% commission. The total amount wagered was 310 (10 + 20 + 40 + 80 + 160) which means that even though you’ve won, you haven’t covered your losses and due to the negative progression and the bet commission, your net loss is 6 units. A similar streak of losses while betting the Player hand would have given the expected 1 unit of profit, that is 10. Despite its lower odds, it’s the better option when playing with systems.

The Tie Bet

Baccarat is known as the casino game with the lowest house edge, however, the Tie bet can definitely tarnish its reputation. The Banker is recommended for its low edge of 1.06%, the Player is also a good option with a house edge of 1.26% and then there’s the Tie bet – standing at the staggering 14.4% house edge, defying logic and critical thinking. Naturally, it’s not a good call to place your money on a bet that has less than 10% odds and the possibility of paying back only 14 units per very 100 units wagered. That’s why the most logical thing would be to avoid it and play as if it doesn’t exist. A tie is a push, so your wager will just wait for the next round. If you’re following a streak and you get a Tie, simply don’t count it and keep playing accordingly.

Practice Baccarat for Free

You can test this experts’ advice in our demo game and see for yourself whether betting successively on Banker yields the highest winning potential. Play for free Baccarat by Pragmatic Play and use its features to hone your betting strategies. The game follows standard baccarat rules and has payouts as follows:

• Player Win – 1:1 (Even Money)
• Banker Win – 0.95:1 (with 5% commission)
• Tie – 8:1 (in case of Tie, Banker Bet and Player Bet are Push)

Played with eight decks, this version keeps history of the last twenty results indicating B for Banker, P for Player, and T for Tie. You have also options to rebet or place different bets before each new deal. With a betting range of 1 – 100 and 500 free credits, the game will also allow you to test out some of the progressive betting systems described below.

Using Betting Systems in Baccarat – It’s Not Stupid if it Works

Some practices used in other table and card games can also be applied to Baccarat. Both simple strategies like the D’Alembert and more sophisticated ones like the Labouchere system can serve your purpose of beating the odds at Baccarat. Positive progression systems like the Parlay and Paroli or negative progressions are also applied by players. To find out how you can use popular betting systems like the Fibonacci progression or the 1-3-2-6 system, read more details about Baccarat betting systems on our dedicated page.

Positive Progressions

Using a positive progression system means that you increase your bet every time you win and reduce it after a loss. Positive progressions are considered to be less damaging to your bankroll than negative progression betting systems. They are supposed to help you maximize your winnings if you go on a lucky winning streak and keep your losses to a minimum if you end up having consecutive losses. In theory, they do make sense and it is possible to win more money if you get a series of winning outcomes and soften the blow to your wallet in case of several consecutive losses. Positive progressions do not influence your chances of winning or losing a bet and are generally no risk at all.

Negative Progression Systems

Negative progressions are just the opposite of positive progression systems and can actually be harmful to your bankroll. In essence, they postulate that you should increase your wager after every loss and reduce it after a winning bet. At first glance, they seem logical and it’s easy to see why some gamblers will be tempted to try them. The theory behind them is that when you increase your bet, eventually your win will be big enough to cover your losses.
A closer look at how they work will reveal all the problems about such betting practice. There’s a very real risk that you will eventually run out of money, especially if you’re doubling your bet. Besides, there’s the bet limit of the house you need to consider – even if you have enough money to keep betting, the cap of the bet amount will prevent you from placing a wager big enough to cover your losses. Unless you’re very experienced and know exactly what you’re doing, such systems can be a recipe for disaster.

Flat Betting Strategy

Unlike positive and negative progression systems where you have to alter the amount of your bet, a flat betting strategy for Baccarat means that you will be repeatedly placing the exact same wager in successive rounds of play, regardless of whether you lose or win. This approach is considered advantageous due to the lower risk in case of a losing streak. But how can you win more using a flat betting strategy? The best way to profit from the flat betting strategy is to determine correctly which hand will win, Banker or Player, with the accuracy higher than 50 percent. Using the flat betting strategy means that you will place the same amount of bet on every hand. While this is an effective way of minimizing the risk, it doesn’t guarantee big wins. It’s useful if you’re still getting used to the game and not very certain of the rules.
What are the benefits of using the flat betting system instead of the negative or positive progressions?

• Flat betting offers higher chances of actually making a profit.Since you don’t double or increase your bet in flat betting, there’s a smaller risk of overspending. Not adding more money to your wager reduces the risks of bigger losses and presents a better chance of making a profit.
• You can bet more. Flat betting gives you the option for more bets at a lesser value since you don’t double the wager neither after a win, nor after a loss, the way you would in progression systems. You can bet more money because you won’t make big losses due to doubled bets.
• You can use it if you’re not very well versed in the rules. Flat betting is suitable for beginners because of its simplicity and lower risk. You don’t need to make calculations and you can apply it even if you’re not familiar with the rules like drawing additional cards.

If you’re interested in utilizing a betting system, flat betting is the only way to do it without the risk of losing more money than you can afford. Experts advise against using negative progressions and are sceptical about positive progressions as well, so it’s not a good idea to chase after other strategies if you can gain an advantage over the game by using the flat betting system. It doesn’t guarantee a sure win but it is an effective way to increase your odds if you manage to predict the outcome of the round. Even if you don’t, you don’t risk losing a lot of money.

*Flat betting example

Card Counting in Baccarat – Close to Impossible but Still an Option

Card counting has gained enormous popularity at Blackjack ever since Edward E. Thorp published his 1964 bestseller Beat the Dealer. It’s a method that has proven to be lucrative for players who have used it successfully to beat blackjack. But of course, it’s not just the players that caught on to it – the casinos are well aware of it and now blackjack tables are the most closely watched ones, with suspected card counters often being barred from betting or asked to leave the premises. But gamblers won’t let their practice go to waste so they turn to the next best thing where they can continue to hone their skills – Baccarat.
Yes, Baccarat card counting is a thing and might as well be the reason why Baccarat is likely to replace blackjack as the most popular casino game. Although theoretically, you can beat Baccarat by counting cards, the edge you get will be so small that it might not actually be worth your time, considering how much more complicated than card counting at a game of 21 it is. Still, if you have the time and dedication to try and learn it, we have the complete Baccarat card counting guide to help you.

Money Management Is Crucial

If you decide to use progression systems, you need to exercise strict control over your budget. Any system that requires you to increase or double your bet is a pitfall that you’ll have hard time getting out of. Whatever systems you’re using to play online baccarat at the best online casinos, be it the Paroli, Martingale, Parlay or any other, never spend more money than you set out to. Baccarat is a chance-based game, you can never predict with certainty whether you will have a winning or a losing streak. Don’t go chasing your losses and remember the golden rule – quit while you’re ahead.

• MasterCard
• Visa
• Skrill
• PayPal
• ApplePay
• PaySafeCard
• Neteller
• Entropay
• Fast Bank Transfer
• Bank Wire
• Cheque

Plan your budget – decide on your wager and put a limit on the total sum you’re willing to bet. If you decide to make your wager $10, allow yourself a $200 bankroll and if you lose it all, simply walk away. Take time until the next session. It’s nice to leave the table a winner, but gambling is inherently unpredictable. The worst strategy would be to start chasing your losses or fall for some of the erroneous motivators behind gambling like:

• near misses: being very close to winning but not actually winning and continuing to wager with the assumption that the next round is due to be a win.
• the illusion of control: being able to roll the dice, spin the ball at roulette, or squeeze the cards in baccarat will give you a false sensation of exercising control over a game purely based on luck.
• the gambler’s fallacy: the wrong and unsupported conviction that after a series of the same result or a losing streak, the next one will be lucky and with the winnings, you’ll be able to even out.

Having Fun and Staying in Control Is the Best Strategy

All of these are misconceptions that are actually the first signs of compulsive gambling. We have an innate aversion to loss but we have to accept that in a tight game like baccarat, the chance is the deciding factor. Stop playing when you’ve spent your budget, regardless of whether you’re winning or losing and give yourself some time before you go back to playing. If you’re winning, split your win in half and use only that to keep playing. Even if you lose it, you still walk away with a profit. Remember that gambling is an entertaining activity – enjoy the fun and social aspects of it and stay in control of your bankroll. Now, that’s a strategy that always works.

*T&Cs apply

Table Of Contents

• Casino Hold’em is a variant of Poker that you play against the house
• To play it right, you need to know Casino Hold’em rules and strategy
• Read about it all in this article (and register to play Casino Hold’em)

Poker is one of the most challenging games in the world because you play it against other players.

No matter how experienced they are (or not), that requires not only a good strategy but also an ability to read people.

Why Play Casino Hold’em?

Casino Hold’em is a relatively new game in gambling history. It dates back to the 90s but it was quick to earn its respectable place at the Casinos. Land-based and online alike.

Why?

There are a couple of reasons.

First, it’s the best game to play if you are learning Poker. Especially, Texas Hold’em game.

The rules are similar and the hand ranking is exactly the same. And you don’t need to panic about needing to beat two or more people. You only play with the house.

You don’t need to be at a Poker room or a Casino, you don’t need to find people to play with - a laptop or a phone will be just fine.

And what’s even better (if you’re a terrible liar, at least) - you don’t need to bluff your way out of a bad hand.

Bluffing won’t work here - the dealer plays until the end.

The game may disconnect if you take an hour to make a choice but it should be fine if you leave it for a minute or so.

How to Play Casino Hold’em Online?

Have you ever thought of how Poker is played against the dealer? Open a Casino Hold’em game online and you'll see for yourself.

Casino Hold’em rules are similar to the ones of Texas Hold’em Poker. Except you don’t play against other players. Your goal is to beat the dealer. Like in most Casino games.

Thus, many players simply call it a Casino-style Texas Hold’em Poker. But generally, you will find it online and offline as Casino Hold’em.

Casino Hold’em Rules

Casino Hold’em games include the standard 52-card deck.

You start playing by making an ante bet. It’s a forced wager you need to make before the flop.

You can also make a side bet. In Casino Hold’em it’s known as AA (Bonus) bet.

Once you set your wagers, both you and the dealer get two hole cards each.

When you play Casino Hold’em online, you play alone. In some multi-hand versions, you can play two or three hands at the same time.

When you play at a brick-and-mortar Casino, the number of players can vary. Players come and go.

Once the players’ cards are dealt, the flop with community cards follows.

If you’re not familiar with Poker terms, the flop is the first three cards that are dealt face up on the table.

These cards are called community cards because all the players and the dealer can use them to make a five-card hand with the highest rank.

And that’s what you need to do if you want to win.

Once you see the flop, you have two options:

• to call - to bet and continue playing
• to fold - to discard your hand and wait for another round

Calling requires a bet that’s twice the size of your ante. But you can’t win if you don’t call.

When you fold online, the game skips to the next bet without revealing the remaining cards or the dealer’s cards.

You lose, the house wins.

When you call, the remaining two community cards are dealt.

Then the dealer’s cards go face up and you see the outcome of the game - who has a better hand and takes home the pot.

Casino Hold’em Hand Ranking

From the highest to the lowest, Casino Hold’em hands go like this:

Royal Flush is the best possible hand you can have when you combine your hand with the community cards. Whereas a pair of Aces is the best hole cards you can get.

But don’t you worry if that’s not exactly what you have in your hand.

There’s more to Casino Hold’em than the best possible cards.

Casino Hold’em Outcomes and Payouts

As there are three bets in the game (ante, raise, and AA), you win each bet under certain conditions.

Ante Bet

You win ante bet if your hand beats the dealer’s hand.

You receive one of the following payouts, based on where does your hand rank:

Raise Bet

In order to win most, not only you have to have a good hand but the dealer has to have a decent hand, too.

In Poker terms, the dealer needs to qualify. In the game of Casino Hold’em the dealer qualifies with a Pair of Fours or better.

If your hand beats the dealer’s but the dealer’s hand doesn’t qualify - the raise bet is a push - you get your wager back but you don’t win.

Thus, you win the raise bet only if the dealer qualifies and you beat their hand. When that happens, the raise bet pays 1 to 1.

Casino Hold’em outcomes in a nutshell:

AA (Bonus) Bet

Unlike ante and raise bets, AA bonus bet is not related to your hand beating the dealer’s or the dealer’s hand qualifying.

It’s considering only your hand the flop (first three community cards).

If during this stage your hand is a Pair of Aces or better, you win AA bet. The payouts are pretty sweet, too:

You know whether you win AA bet before you know the final outcome of the game.

No matter what are the remaining community cards, you can only win AA bet if your hand is a Pair of Aces or better during the flop.

Live Casino Hold’em

Like many other Casino games, you can also play Casino Hold’em live.

It means you will still be playing at an online Casino but not against the random number generator.

A real dealer will be dealing your cards and talking to you via a computer or a smartphone screen in the real time.

That’s a good alternative if you need human contact when playing Casino games online.

However, remember: the pace of live dealer games is a lot faster in comparison to when you play against the online game.

Casino Hold’em Strategy

Approximately, Casino Hold’em has a house edge of up to 2.5 percent. That’s not the best odds at a Casino.

But not the worst ones either.

It’s more difficult to come up with a simple basic strategy that games like Blackjack or Pontoon have.

But not everything is lost when playing online.

Yes, calculating the probability whether you will get favorable cards after the flop or not would be a pain in the a*s. But it’s nothing for a computer.

And you are already on one!

Open a Casino Hold’em Strategy calculator in a separate window, type in what cards you have and what community cards are dealt. The computer will advise you whether you should call (raise) or fold.

I have to admit, it won’t be that easy to switch between tabs on a smartphone. And to take time to check every hand will be impossible if you play Casino Hold’em live.

But if you use it frequently enough when playing online, you will start noticing the probability of some cards and have a better feeling when to call or fold.

Where to Play Casino Hold’em?

Once you know how to play Casino Hold’em, you need to know where.

You can consider sites to play for free (for example, here). Many Casino sites will let you practice the game.

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But when you want to play for money, you need to look further.

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You need a place that’s a) trustworthy (safe and secure, licensed and regulated), b) has a Casino Hold’em game in their collection, and c) is available at your location.

So, how about this online Casino?

It does have both Casino Hold’em online and Live games. The minimum bets start at $1 and you can bet up to $100 per round.

Plus, if you join this Casino as a new player, you get a deposit match bonus and extra free spins!

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That’s a real bargain for anyone who likes playing Casino games.

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